Insurance Premium Funding

The stress-free way
to pay your premiums

Have you ever considered how paying for things a little at a time makes life easier?

In business, cash flow is critical for survival, and it’s no different when it comes to your personal finances.

The prospect of paying an annual insurance premium in one hit can be daunting, particularly if it coincides with other bills or big expenses.

Credit Corporation offers a premium funding option that makes life easier and helps ensure you won’t feel the pinch when it comes to paying your insurance.


  • Simplifies your insurances – one repayment, multiple policies
  • One monthly fixed payment
  • Repay over 12 months


  • Flexible monthly instalments
  • Interest free payments
  • Free up your cash-flow so you can use the funds elsewhere


  • Worker’s compensation
  • Healthcare
  • Commercial motor and industrial vehicles
  • Blanket insurance policies

Terms and conditions apply


  • Corporate businesses
  • Small and medium-sized businesses
  • Individuals
  • Sole traders


What is Insurance Premium Funding?

Insurance Premium Funding allows you to combine multiple insurance policies and pay for them in small, manageable repayments, rather than all at once.

Who can apply?

Both individuals and businesses can apply.

Are there any fees?

There is an establishment fee on all new loan contracts.

How often do I make repayments?

Repayments are made once every month over a 12-month period.

How do I apply?

Applying is easy:

  • Visit or call a Credit Corporation branch to complete a loan application form and submit the required documents, or complete the online form on our website.
  • We will help you get a quote from our insurance providers.
  • Once your loan is approved, we will pay the approved loan amount to the insurance provider.
  • The insurance provider will provide you a copy of proof f payment – so you know you’re covered.

Loan Calculator - IPF

  • Minimum loan amount is K10,000
  • Disclaimer