Our people

Board of Directors

Professor Mellam

Dr. Albert Mellam

Dr Albert Mellam holds Directorships on a number of company boards in PNG and the region including Nambawan Super Limited and is the Executive Director of the PNG Chamber of Mines and Petroleum.

He was appointed to the Credit Corporation Board in August 2013 and was appointed Chairman in September 2022.

Dr Mellam is a member of professional organisations including the Global Development Network, the PNG and the Australian Institutes of Directors, and the Association of Asia-Pacific Business Schools, and has undertaken business assignments for the PNG Government and corporations within the Asia-Pacific.

He is the immediate past Vice Chancellor of the University of PNG and currently an Adjunct Professor of Management at The Cairns Institute, James Cook University, Australia, and Visiting Academic with the School of Business Administration at the University of PNG. He holds a doctoral degree in Psychology from the Australian National University.

Richard Sinamoi - Credit Corp Board

Richard Sinamoi

Richard Sinamoi is an experienced executive and director with 19 years’ experience in the superannuation and financial services industry.

He was appointed to the Credit Corporation Board in May 2018.

Mr Sinamoi has served on boards for both commercial entities and charitable organisations, spanning a range of industries from food and beverage, general insurance, trustee services, micro banking and funds management. He is currently an Independent Director with Paradise Foods Limited, Nambawan
Super Limited and TransPacific Assurance Limited, and Executive Director of Kama Kofi Limited.

Mr Sinamoi holds a Bachelor of Applied Science Systems from the University of Western Sydney, Australia.

Credit Corporation Board Director - Abigail Chang

Abigail Chang

Abigail Chang has held executive management positions within the private sector and has seven years of central banking experience in the areas of financial system supervision, regulation, policy development and licensing within the banking, insurance, foreign exchange and superannuation industries.

She was appointed to the Credit Corporation Board in December 2016 and in addition serves on the chair of Credit Corporation Board Fiji.

Ms Chang is engaged at a regional and country level in the areas of national policy development, embedding financial education within national and sub-national education curricula and digitising Government to Person (G2P) payments.

Ms Chang extensive work experience across all Credit Corporation jurisdictions in the areas of financial inclusion, financial capability development and payment digitisation.

Ms Changl is currently the Country Director for Solomon
Islands and Kiribati at the Australia Pacific Training Coalition.

Credit Corporation Board - Faye-Zina Lalo

Faye-Zina Lalo

Faye-Zina Lalo is a corporate and commercial litigation lawyer and serves as a director on other boards of various corporate institutions as well as non governmental organisations in Papua New Guinea.

Ms Lalo was appointed to the Credit Corporation Board in March 2017.

Before joining Credit Corporation PNG, Ms Lalo practised corporate and commercial law for more than 12 years in PNG in both private legal firms and corporate institutions.

Ms Lalo holds a Master’s in Business Administration from the University of PNG and a Bachelor of Laws from the University of Papua New Guinea.

Credit Corporation Board Director - Stephen Humphries

Stephen Humphries

Stephen Humphries brings significant leadership experience across a wide range of businesses and across multiple jurisdictions including UK, Australia, NZ, PNG, Indonesia and South East Asia. He is the Deputy CFO of Healius Ltd, one of Australia’s leading ASX-listed healthcare companies.

He was appointed to the Credit Corporation Board on 15 April 2021.

Mr Humphries’ specialist assurance experience includes heavy engineering and construction, mining, technology, industrial products and telecommunications. He has had significant experience across a broad spectrum of ASX 100 and large private companies and has held Senior and Managing Partner roles with PricewaterhouseCoopers in PNG, Indonesia and

Mr Humphries is a Fellow of both the Institute of Chartered Accountants in Australia and the Institute of Chartered Accountants in England and Wales.

Sir Mel Togolo

Sir Melchior Pesa Togolo CBE                                       

Sir Mel Togolo is well recognised in PNG business circles with over 40 years’ experience in the public and private sector at senior management level, having worked and led the North Solomons Provincial Government and various companies in PNG and overseas.

He was appointed to the Credit Corporation Board on 29 October 2021.

Sir Mel is a founding member of the Business Council of PNG and was Vice President and then President for six years. He serves on the Board of Bougainville Copper Limited, Panamex Holdings (Singapore) Limited, Heritage Park Hotel Honiara and Loloata Island Resort Port Moresby.

He brings significant leadership experience across a wide range of businesses, including a strong background and experience in the superannuation industry, banking and finance, the hotel industry and hotel property development, with familiarity in the fast-moving consumer goods sector.

Credit Corporation Board Director - Claire Mezzatti

Clare Mazzetti

Clare Mazzetti has built her career on various advisory, management consulting and transformation roles, and has deep subject-matter expertise within the banking and financial services industry. Her areas of expertise include financial services, and corporate strategy and transformation.

She was appointed as a Non-Executive Director on 24 December 2021.

Her areas of expertise including financial services for SMEs in banking, wealth management and sales and distribution. Coupled with her knowledge in corporate and business strategy and strategic planning and execution, Ms Mazzetti will lend great support to the growth plans for the Company.

Her Board experience includes the Australian Medical Association of Queensland, Australian Shareholders’ Association and Police Bank. She currently a Director of Qudos Bank and the Uniting Church of Australia (Synod of NSW & ACT), providing strategic, financial and transformation skills to
her roles.

Ms Mazzetti is currently undertaking a PhD in digital exchange and exploring the role of digital currency, crypto, blockchain, digital wallets and fintech play in the transformation of the global financial system.

She is a Fellow of FINSIA and a Graduate member of the Australian Institute of Company Directors.

Credit Corporation Board Director - Daryl Johnson

Daryl Johnson

Daryl Johnson is a seasoned banking executive and was appointed to the Credit Corporation board in June 2022. He brings wealth in experience in the areas of banking, finance, payments, and risk management, both in Australia and internationally. Daryl was recruited because of his ability to lead innovatively, challenge the status quo, develop strategy, drive constructive change, and deliver results.

Daryl currently sits on the Boards of Beyond Bank Australia, as a Non-Executive Director since February 2019. He is also a Non-Executive Director on CUSCAL Limited and is an Advisory Board member on HSD, a privately owned technology company that provides services to private and government organizations. Daryl previously sat on the Advisory Board of AGRIFUNDER a specialist provider of working capital funding to the agricultural sector, and the Boards of Banking Ombudsman Scheme New Zealand, Whitelion Incorporated and EFTPOS New Zealand.

Daryl’s last executive engagement was with RABOBANK New Zealand Limited as the Chief Executive Officer and prior to that the National Australia Bank and the AUSTRALIA and NEW ZEALAND BANKING GROUP, where he held key executive management positions.

Senior Executives

Credit Corporation CEO Danny Robinson

Danny Robinson
Group Chief Executive Officer

Danny Robinson is the Group Chief Executive Officer, responsible for the day-to-day operational activities for the Group across PNG and the offices in Fiji, Vanuatu and Solomon Islands.

He joined Credit Corporation in 2020 as Group Chief Operating Officer and was appointed Group Chief Executive Officer in September 2021.

Prior to joining Credit Corporation, Mr Robinson was Executive General Manager of Banking at Kina Bank in Port Moresby. Prior to Kina Bank he enjoyed a long and successful career in financial services, including senior executive roles with Suncorp across the group’s Retail and Business Banking

He brings a wealth of experience and an admirable track record in establishing financial services distribution networks in new markets, achieving significant asset growth and delivering excellent customer service outcomes.

Mr Robinson holds a Post Graduate Diploma in Banking Management from the Macquarie Graduate School of Management, Australia, and is a Graduate of the Australian Institute of Company Director.


Andre De Bakhapouve
Group Chief Risk Officer

Andre De Bakhapouve is a Risk Management professional with an extensive track record of over 20 years’ experience at top tier global and local banks in the Asia Pacific Region. His expertise in risk covers Credit, Market, Operational risk, AML/FCC, Technology risk and Compliance and has applied his expertise.

Andre De Bakhapouve was appointed Credit Corporation’s Group Chief Risk Officer on 15 June 2022.

Prior to his appointment with Credit Corp, he was Chief Risk Officer, APAC, Wells Fargo Bank (Hong Kong), where he managed of risk and compliance affairs across all business lines in the Asia Pacific Region. For ten out of his twenty years of experience, Andre was as an executive risk manager in various banks including Standard Chartered Bank (Singapore), ANZ Bank (Melbourne), Baycorp (Sydney) and Promina Group (now Suncorp Sydney).

Andre has a BSc (Hons) in Mathematical Statics and a BSc in Computer Science/AI from Monash University (Melbourne) and extensive experience in analytics and automation. He is an accredited member of The Professional Risk Managers’ International Association (PRMIA) and a member of the Australian Institute of Company Directors.

CFO - Rei Vagi

Rei Vagi
Group Chief Financial Officer

Rei Vagi has over 14 years of experience as a financial controller, and extensive knowledge in financial reporting with adherence to accounting and auditing standards, cash flow management and financial planning, taxation, regulatory compliance as well as analysing financial strengths and weaknesses and proposing corrective actions.

Ms Vagi was appointed as Chief Financial Officer in March 2022.

Ms Vagi is passionate about training and development of people and building
and strengthening capability of the finance team within the company. She has held various senior management roles for prominent organisations such as Kraft-Heinz PNG and PricewaterhouseCoopers and held the role of Financial Controller with Kina Securities Limited prior to joining Credit

Ms Vagi holds a Bachelor of Commerce from the University of Technology and is a qualified Certified Practicing Accountant.


Lynda Kahari
Acting Group Chief Operating Officer & Head of Customer Strategy 

Lynda Kahari is an experienced and reputable finance and banking
executive, bringing a rich international perspective from more than two decades of experience in the financial services and payments industry.

She joined Credit Corporation in December 2020 as Head of Customer
Strategy and was later appointed as Acting COO. She currently holds both

Prior to joining Credit Corporation, Ms Kahari was with Kina Bank where she
held various roles as Head of Strategy, Head of Retail Branches, and Head of
Product Development and Customer Experience. She has held various
senior management roles for top-tier institutions such as Standard Chartered
Bank, Standard Bank, Barclays Bank and MasterCard.

Mrs Kahari holds a Masters in Finance and Investment from the University
of Witwatersrand and an MBA from the University of Hull. She is a
Graduate Member of the Australian Company Directors and is a Certified
Balance Scorecard Professional with a certificate in Digital Marketing Strategies and Banking Strategy from the University of London.

Brent St Hill

Brent St.Hill
General Manager Properties

Brent St. Hill has over 15 years of experience in the property industry with extensive knowledge in multiple facets of property, asset and hotel management, gained by working both nationally and internationally.

He was appointed as General Manager Properties in August 2019.

Prior to joining Credit Corporation PNG, Mr St. Hill was the General Manager
with the Crown Hotel Port Moresby and was previously the Group Operations
Manager and Regional Manager with Steamships Trading Company, employed within its Coral Sea Hotels subsidiary.

Loka Niumatairua

Loka Niumatairua
Head of People & Culture 

Loka Niumatairua brings a wealth of experience in human resource management, change management, strategic planning and execution, and training and development having worked in reputable institutions such as Nambawan Super Limited, CPL Group and PNG Power, and previously managed teams comprising up to 390 people.

She joined Credit Corporation on 27 July 2020 as the Head of People & Culture. Ms Niumatairua is focused on driving high performance through a transformed culture by installing the People and Culture function and anchoring people strategic objectives.

Her journey with Credit Corporation continues to evolve and she is committed to promoting employee wellbeing and supporting an inclusive and diverse workforce by ensuring our people and communities are skilled for the future.

She holds a Bachelor of Arts with a major in Industrial Psychology from the University of Papua New Guinea and a fellowship with PNG Human Resource Institute.

Country Heads

Peter Dixon

Peter Dixon
Country Head (Fiji)

Peter Dixon has more than 39 years’ management experience in Papua New Guinea and Fiji, specialising in finance and management, business and strategic planning, and staff training and development. During this time, he has developed an intimate understanding of local commercial conditions and has established an extensive network of contacts in the local business community.

He was appointed Country Head of Credit Corporation Fiji in March 2012. Mr Dixon previously held the position of General Manager at Bank South Pacific,
where he oversaw the operation and performance of the Corporate, Commercial and Business Lending units. Prior to this, he established a management consultancy company, Dedicated Management Ltd, which provided specialised services to the banking and finance sector in PNG, as well as providing corporate governance training.

Mr Dixon is Chairman of the Finance Companies Association in Fiji, a Senior
Association Member of FINSIA, and a Graduate Member of the Australian Institute of Company Directors. He holds a Master of Business Administration from Charles Sturt University.

Mohammed Nawaz

Mohammed Nakeem Nawaz
Country Head (Vanuatu)

Mohammed Nawaz has 15 years of progressive finance and operational experience at major multinational companies. In his immediately preceding role, Mr Nawaz was the Financial Controller of Credit Corporation Fiji for the past five years.

He was appointed Country Head of Credit Corporation Vanuatu in March 2021.

Prior to joining Credit Corporation Fiji, Mr Nawaz commenced his career at PwC Fiji and progressed with the Reserve Bank of Fiji before moving into a senior finance role at QBE Insurance (Fiji) Pte Limited.

Mr Nawaz is a Certified Practicing Accountant with CPA Australia and a Chartered Accountant with Fiji Institute of Accountants (FIA). He is a member of the FIA Professional Development Committee and is a Fellow of Leadership Fiji.

Ronald Prasad

Ronald Vikash Prasad
Country Head (Solomon Islands)

Ronald Vikash Prasad has more than 16 years of experience in the finance industry both in Fiji and Solomon Islands.

He was appointed to Country Head Solomon Islands in December 2020.

Prior to joining Credit Corporation Solomon Islands, Mr Prasad held the position of Chief Financial Officer for SPBD Microfinance SI Ltd. He has spent
more than eight years at Sugar Cane Growers Fund in Fiji and has held various senior management roles.

Mr. Prasad is a certified Practicing Accountant and holds a bachelor’s degree with majors in Accounting/Financial Management and Economics from University of South Pacific in Fiji.