Equipment Finance

The smarter way
to borrow

The right tools of the trade are essential for operating a successful business.

However if cashflow is tight, you may not have the money to invest in assets which will help your business thrive and grow.

If you’re a sole trader or a company engaged in business, you may qualify for Credit Corporation’s equipment finance.

Equipment finance can be used to purchase heavy machinery, vehicles, and equipment used to run your day-to-day businesses.

Loan periods are from as little as a year and we offer flexible payment terms — allowing you to get on with the job and keep your business moving.


  • Loan amounts start from K20,000
  • Loan periods from 1 – 5 years
  • Flexible payment term
  • Frees up your cash flow so you can use the funds elsewhere


  • Heavy machinery such as tractors, forklifts and yellow goods
  • Trucks and commercial vehicles
  • Construction and agricultural equipment
  • Business-critical tools


  • Corporate businesses
  • Small and medium enterprises
  • Sole traders

Terms and conditions apply


What is Equipment Finance?

Equipment Finance allows you to borrow money for business equipment, freeing up cash flow so you can use the funds elsewhere.

Who can apply?

Equipment Finance is suitable for sole traders or business owners looking to grow their business.

Are there any fees?

There is an establishment fee on all new loan contracts.

Interest is charged on the loan amount.

How is interest charged?

A fixed interest rate applies, based on current market rates.

How often do I make repayments?

Repayments are made once a month.

What are the benefits?

By taking out an Equipment Loan, you can free up your cash flow and use the funds elsewhere.

How do I apply?

Applying is easy:

  • Visit or call a Credit Corporation branch, complete a loan application form and submit the required documents
  • Or complete the online form on our website.

Loan Calculator

  • Minimum loan amount is K10,000
  • Disclaimer